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	The concentration of health care insurers marginalises national health care insurers

	The growing trend of travels results more and more in a loss of contact with clients when they meet a healthcare problem abroad

	The international globalisation of ‘company clients’ makes it necessary to provide multi-country cover

	The necessity to serve people where they are and not where their home is

Weakness of national health care insurers in front of globalisation

Thus it is necessary for them to be present abroad in order to be stronger in their own country